Move More, Sit Less, Sleep Better: Australia’s 24-Hour Movement and Home Exercise Guidelines That Could Boost Your Health (and Maybe Your Insurance Premiums Too)

Understanding the main reasons helps you stay in control. There are usually three key drivers of premiums: your policy structure and personal factors, broader claims trends (including health and wellness patterns), and economic conditions like the recent RBA moves. Knowing these empowers you to review your cover and potentially optimise costs without compromising protection.