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Life insurance,
made easy.

More than just a comparison site.

Get properly insured, without the hassle.

Check if you're properly insured with our Free 30min phone consultation.

Protect you and your family with proper life insurance, without the hassle.

At Merlin, we understand that getting life insurance can be complicated and time consuming. 

We take care of all the hassle so you and your family can quickly obtain competitive and affordable life cover.
 

  • Quality tailored insurance advice, not just a quote

  • Competitive Cover from all major Insurers

  • Fast turnarounds

  • ​Convenient online and telephone service​

Insurance Checkup

... to achieve piece of mind that your family is well protected from life's risks.

 Book your free, no obligation 30min Insurance Checkup.

We can discuss:​

  • What cover should I get?

  • Who much does it cost?

  • How do I get advice?

  • Are our insurances competitive?

  • How do we make a claim?

Insurance Checkup Booking Form

Book your Call:
February 2026
SunMonTueWedThuFriSat
Week starting Sunday, February 1
Time zone: Coordinated Universal Time (UTC)Phone call
Tuesday, Feb 3
10:00 AM - 11:00 AM
11:00 AM - 12:00 PM
12:00 PM - 1:00 PM
1:00 PM - 2:00 PM

Get properly insured in 3 Easy Steps

We provide affordable quality insurance advice. 
 
All advice is supervised, approved and presented by a Certified Financial Planner (CFP) who specialises in personal risk management.
 
Here's our 3 straightforward steps to get you and your family properly insured:

Step #1

Understanding You

We understand you, your insurance requirements, your budget expectations, and also review your existing cover.

​​​

Book your Free Insurance Checkup to see how we can help you.

Step #3

Apply & Review

You get thorough assistance throughout the application process.

Later on we can review your insurance strategy and make changes to ensure it remains appropriate.

Step #2

Tailored Solutions

After carefully researching your options, we present your tailored insurance solution.

 

Our strong understanding of major insurers ensures you get the most suitable and affordable cover.

Unsure about the potential result of your Application? 

Reduce uncertainty before you start, by taking up Merlin's Free Insurance Pre-Assessment offer

Get Pre-Assessed

Reduce uncertainty​.
Get your Insurance Application Pre-Assessed.

Feeling uncertain about your insurance application, due to your medical history or the nature of your work / hobbies?

​​​​

Submit your anonymous Insurance Pre-Assessment Request Form and we'll help you:

  • Find out what covers are potentially available, before you start.

  • See if our Insurers can offer 'standard cover'. 

Insurance Pre-Assessment Request Form

Simply submit this Form and get your Pre-Assessment before applying.

Only takes 5-10mins to complete.

​Need assistance or further info?

Book your Insurance Check up and we will help you over the phone and answer any of your questions.

State or territory

Acknowlegement and privacy policy

I have read and agreed to the Merlin General Advice Warning, Terms & Conditions, Financial Service Guide & Privacy Privacy Collection Statement. I voluntarily consent and agree for Merlin to offer, invite me to apply or contact me (including via telephone where they have my valid consent) in relation to all products and services they provide.

Tailored Advice

Your tailored insurance advice reflects our complete understanding of your goals, situation, and requirements.

We implement insurance strategies where policy structures are cost, tax and claims effective.​

Competitive Cover

We research all major insurers to help you get the most competitive cover.

With our years of expertise and deep understanding of each insurer, we can correctly match your requirements with appropriate policies.

Why Merlin?

As your dedicated insurance specialist, we have decades of experience and focus on achieving our Purpose:

  • Merlin strives to have more families be adequately protected from life's risks.

 

Countless Australians remain seriously Under-Insured.

This results in families being unable to sustain themselves and potentially face financial ruin, in the event of losing of their livelihood, as a result to premature death, severe illness and loss of ability to work.

The reasons for persistent under-insurance include: lack of awareness and access to quality advice, being time poor, having negative impressions of insurance and concerns about its affordability. 

At Merlin, we strive to make a difference in addressing Australia's under-insurance problem, by delivering to as many families as possible: expert insurance advice that is quick, convenient, and easy to understand:

Fast Turnarounds

We appreciate that your time is valuable. 

That's why we deliver and implement your tailored insurance strategy quickly and efficiently while maintaining high standards of quality. 

Convenient Service

We meet over the phone and virtually, at your most convenient time, even if it's after dinner at the comfort of your home.

We also reduce the headache of unnecessary paperwork and meetings.

​Need further info?

Book your Insurance Check up and we will help you over the phone and answer any of your questions.

RiskWiz by Merlin

Learn all about insurance and how it can apply to your situation
We provide case studies to show how insurance can help in times of need and Strategies to illustrate how to structure and manage your policy.

  • Insurance Guides

  • ​FAQ's

  • How to's - advice, applications, and reviews and making claims

  • RiskWiz Bi-Weekly blog - updates, research, news and commentaries

Contact us

Or Have us contact you

Simply submit your contact details and we'll contact you ASAP.

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Copyright © 2026 Merin Financial Services Pty Ltd. All rights reserved.​

 

 

Legal: General Advice Warning, Terms & Conditions, Financial Service Guide & Privacy Privacy Collection Statement

General Advice Warning

 

Merlin Financial Services Pty Ltd ATF Claudio Tan Family Trust, Corporate Authorised Representative No. 1315582) and all our advisers are Authorised Representatives of Finchley & Kent Pty Ltd, Australian Financial Services Licence No. 555169, ABN 50 673 291 079, and has its registered office at Level 63, 25 Martin Place, Sydney NSW 2000.​ Finchley & Kent Pty Ltd Australian Financial Services Licence applies to financial products only. Please note that Property Investment, Tax & Accounting, Mortgages & Finance are not considered to be financial products.

Disclaimer: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Merlin Financial Services Pty Ltd ATF Claudio Tan Family Trust and Finchley & Kent Pty Ltd will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

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