top of page

Life insurance,
made easy.

More than just a comparison site.

Get the best cover possible without the hassle.

Check if you have the best cover possible with our Free 30min phone consultation.

How we can get you the best possible insurance

1.

Insurances that you need.

First, we understand your situation and priorities.  We then work out the appropriate types and amounts of cover that will protect you and your family.

Types of insurances include life, total & permanent disability, critical illness, income, business expenses, and others.

Unsure about the potential result of your Application? 

Reduce uncertainty before you start, by taking up Merlin's Free Insurance Pre-Assessment offer

Insurance Checkup

Achieve piece of mind that your family is well protected from life's risks. 

Our goal is to have you get the best insurance possible.

 

Book your free, no obligation 30min Insurance Checkup Call.

We can discuss:​

  • What cover should I get?

  • Who much does it cost?

  • How do I get advice?

  • Are our insurances competitive?

  • How do we make a claim?

Book your Insurance Checkup Call

Book your Call:
February 2026
SunMonTueWedThuFriSat
Week starting Sunday, February 8
Time zone: Coordinated Universal Time (UTC)Phone call
Thursday, Feb 12
10:00 AM - 11:00 AM
11:00 AM - 12:00 PM
12:00 PM - 1:00 PM
1:00 PM - 2:00 PM

​Need assistance or further info?

Book your Insurance Check up and we will help you over the phone and answer any of your questions.

Get you the best insurance in 3 Easy Steps

We provide affordable quality insurance advice. 
 
All advice is supervised, approved and presented by a Certified Financial Planner (CFP) who specialises in personal risk management.
 
Here's our 3 straightforward steps on how we get you and your family properly insured:

Step #1

Understanding You

We understand you, your insurance requirements, your budget expectations, and also review your existing cover.

​​​

Book your Free Insurance Checkup to see how we can help you.

Step #2

Tailored Solutions

After carefully researching your options, we present your tailored insurance solution.

 

Our strong understanding of major insurers ensures you get the most suitable and affordable cover.

Step #3

Apply & Review

You get thorough assistance throughout the application process.

Later on we can review your insurance strategy and make changes to ensure it remains appropriate.

Unsure about the potential result of your Application? 

Reduce uncertainty before you start, by taking up Merlin's Free Insurance Pre-Assessment offer

Insurance Pre-Assessment

Reduce uncertainty​. Get your Free Insurance Application Pre-Assessment

Feeling uncertain about your insurance application, due to your medical history or the nature of your work or hobbies?

​​​​

Submit your anonymous Insurance Pre-Assessment Request Form to:

  • Find out what covers are potentially available, before you start.

  • See if our Insurers can offer 'standard cover'. 

 

Only takes a few minutes to complete.

Insurance Pre-Assessment Form

State or territory

Acknowlegement and privacy policy

I have read and agreed to the Merlin General Advice Warning, Terms & Conditions, Financial Service Guide & Privacy Privacy Collection Statement. I voluntarily consent and agree for Merlin to offer, invite me to apply or contact me (including via telephone where they have my valid consent) in relation to all products and services they provide.


​Need assistance or further info?

Book your Insurance Check up and we will help you over the phone and answer any of your questions.

Protect you and your family with the best life cover, without the hassle.

At Merlin, we understand that getting life insurance can be complicated and time consuming. 

We take care of all the hassle so you and your family can quickly obtain competitive and affordable life cover.

 

  • Quality tailored insurance advice, not just a quote

  • Competitive Cover from all major Insurers

  • Fast turnarounds

  • ​Convenient online and telephone service​

Why Merlin?

As your dedicated insurance specialist, we have decades of experience and focus on achieving Our Mission:​

  • Merlin strives to have more families be adequately protected from life's risks.

 

Countless Australians remain seriously Under-Insured.

This results in families being unable to sustain themselves and potentially face financial ruin, in the event of losing of their livelihood, as a result to premature death, severe illness and loss of ability to work.

​​​​

At Merlin, we strive to make a difference in addressing Australia's under-insurance problem, by delivering to as many families as possible: expert insurance advice that is quick, convenient, and easy to understand:​​

Tailored Advice

Your tailored insurance advice reflects our complete understanding of your goals, situation, and requirements.

We implement insurance strategies where policy structures are cost, tax and claims effective.​

​Need assistance or further info?

Book your Insurance Check up and we will help you over the phone and answer any of your questions.

RiskWizard by Merlin

Learn all about insurance and how it can apply to your situation
We provide case studies to show how insurance can help in times of need and Strategies to illustrate how to structure and manage your policy.

  • Insurance Guides

  • ​FAQ's

  • How to's - advice, applications, and reviews and making claims

  • RiskWiz Bi-Weekly blog - updates, research, news and commentaries

Contact us

Leave a message and we'll contact you

  • Instagram
  • Facebook
  • Twitter

Copyright © 2026 Merin Financial Services Pty Ltd. All rights reserved.​

 

 

Legal: General Advice Warning, Terms & Conditions, Financial Service Guide & Privacy Privacy Collection Statement

General Advice Warning

 

Merlin Financial Services Pty Ltd ATF Claudio Tan Family Trust, Corporate Authorised Representative No. 1315582) and all our advisers are Authorised Representatives of Finchley & Kent Pty Ltd, Australian Financial Services Licence No. 555169, ABN 50 673 291 079, and has its registered office at Level 63, 25 Martin Place, Sydney NSW 2000.​ Finchley & Kent Pty Ltd Australian Financial Services Licence applies to financial products only. Please note that Property Investment, Tax & Accounting, Mortgages & Finance are not considered to be financial products.

Disclaimer: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Merlin Financial Services Pty Ltd ATF Claudio Tan Family Trust and Finchley & Kent Pty Ltd will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

bottom of page